Use Your Benefits Before The End Of The Year
Use Your Benefits Before The End Of The Year
If you have dental insurance, now is the time to use it! Most dental benefits plans run on a calendar year, which means that any unused benefits will expire on December 31st. So if you’ve been putting off that cleaning or those much-needed fillings, now is the time to schedule an appointment. Here at Park Hill Family Dentistry, we are happy to work with patients to maximize their dental benefits and get the treatment they need before the end of the year.
What Are Dental Benefits?
Dental benefits are similar to health insurance, but they are specific to dental care. Many employers offer dental benefits as part of their employee benefits package. If you have dental benefits, your employer has likely contracted with a dental insurance company to provide you with coverage. Your employer may cover some or all of the cost of your premiums, and in return, you will be able to receive discounts on certain dental procedures.
Dental benefits usually come in the form of an annual maximum. This is the most that your dental insurance company will pay out for your dental care in a given year. Once you reach your annual maximum, you will be responsible for paying 100% of the cost of any additional dental treatment. That’s why it’s so important to use your benefits before the end of the year—if you don’t use them, you lose them!
How Can I Use My Dental Benefits?
There are two ways to use your dental benefits: by getting preventive care or by getting restorative care.
Preventive care includes regular cleanings and exams, as well as X-rays. This type of care is important because it helps catch problems early when they are typically much easier and less expensive to treat. Most dental insurance plans will cover preventive care at 100%. That means that if your preventive care costs $100, your insurance company will pay $100 and you will only be responsible for any co-pays or deductibles that may apply.
Restorative care includes necessary treatments like fillings, crowns, and extractions. These procedures are generally more expensive than preventive care because they require more time and materials. However, most dental insurance plans will still cover a portion of the cost of restorative care. For example, if a filling costs $200 and your plan covers 80%, then your insurance company will pay $160 and you will be responsible for paying the remaining $40.
Contact Us Today To Schedule An Appointment
Don’t let your hard-earned dental benefits go to waste! If you need treatment, now is the time to schedule an appointment with Park Hills Family Dentistry. We can help you get the most out of your insurance plan and ensure that you get the high-quality care you deserve before your benefits expire at the end of the year. Contact us today to learn more!
